Built for Philippine Financial Regulations
End-to-End Lending & Savings Management
Show your prospects these features live at financing.ijesoft.app — no slides, no screenshots, just the real product.
Loan Origination & Approval
Full loan application workflow from submission through officer review, approval, and disbursement. Track every loan's status, repayment schedule, and outstanding balance in one view.
Savings Account Management
Multiple account types — regular savings, time deposits, and goal-based savings. Full transaction history, interest computation, and account statements per customer.
KYC Document Management
Customer identity verification with document upload (government IDs, proof of address). Review, approve, or reject KYC submissions with full audit trail per document.
AML Screening & Compliance
Built-in AML alert monitoring and compliance reporting. Flag suspicious activity, generate reports for regulatory requirements, and maintain a tamper-proof audit log.
Branch Management
Multi-branch setup with branch-level customer assignment, loan books, and reporting. Each branch has its own officer roster, transaction view, and performance metrics.
Customer Portal
Customers view their loan balances, savings accounts, transaction history, and upcoming payments from their own portal — reducing inbound support calls to staff.
Reports & Audit Logs
Portfolio summary, delinquency reports, savings balance sheets, and transaction exports — all filterable by branch, date range, and account type. Full audit trail with IP logging.
User Roles & Access Control
Role-based access for Admin, Branch Manager, Loan Officer, and Teller. Each role sees and acts only within their authorized scope with full session and action logging.
Notifications & Alerts
Automatic alerts for loan payment due dates, overdue accounts, KYC review pending, and AML flags — keeping officers on top of portfolio health without manual tracking.
Your Best Prospects
Any Philippine organization managing loans and savings on spreadsheets or aging desktop software is your prospect.
Cooperatives
Credit, consumer, and multi-purpose cooperatives that need to manage member loans, savings, and dividends — typically running on spreadsheets or outdated desktop software.
Rural Banks & Thrift Banks
Community banks with branch networks that need centralized loan books, savings management, and compliance reporting for BSP regulatory requirements.
Microfinance Institutions
NGOs and MFIs serving low-income borrowers with group lending, individual microloans, and mandatory savings requirements alongside strict donor/regulatory reporting.
Lending Companies (SEC-registered)
Consumer lending companies and financing companies that need to track their loan portfolio, manage collections, and maintain KYC/AML documentation for SEC compliance.
HOA & Subdivision Credit Programs
Homeowners associations and subdivisions that run internal credit programs for members — emergency loans, home improvement financing, or monthly installment plans.
School & Employee Cooperatives
Teacher cooperatives, faculty credit unions, and employee savings groups that manage payroll-deducted loans and voluntary savings programs for their members.
From Demo to Commission
Find the Pain
Ask your prospect how they manage loan applications and member savings — most cooperatives and rural banks use Excel, manual ledgers, or old DOS-based software. Show them financing.ijesoft.app and walk through a loan application.
Open Demo →Log the Referral in Your CRM
In IJE CRM, create a new lead with product set to 'Financing Platform'. Add the organization name, type (cooperative, rural bank, lending company), size, and contact. Takes 2 minutes.
Submit Referral →We Handle Everything Else
We reach out within 24 hours, run the full sales process, scope the implementation for their specific regulatory requirements, and deliver the system. You just make the introduction.
Earn Your Commission
Financing platform implementations range from ₱300K to ₱1.5M+ depending on size and customization. At 10% commission, that's ₱30K to ₱150K+ per close — paid per milestone.
Get Your CRM →What You Earn Per Referral
10% of total project value, paid per milestone as the client pays.
Requires a free IJE CRM account