​How NCR SMEs adapt to the fintech revolution

IN the busy streets of Metro Manila, the familiar sound of coins dropping into cash boxes is slowly being replaced by the soft notification chime of digital payments. Across cafés in Quezon City, food stalls in Manila, clothing shops in Makati and small convenience stores in Pasig, QR codes have become symbols of how businesses in the National Capital Region are changing. What was once a cash-heavy environment is steadily shifting toward a digital-first economy driven by financial technol