When a favor becomes an obligation

Some of the most complicated obligations in Filipino life begin without a price. There is no quotation, no invoice, and often no written agreement. There is only a request, usually delivered politely and with enough familiarity to make refusal uncomfortable. “Pwede pakiusap lang? (May I ask a favor?)” It is a phrase heard in homes, offices, businesses, and family gatherings. A friend asks for help reviewing a contract. A relative seeks advice about a business problem. A former collea